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What exactly is instant payday loan?
A instant payday loan is a small unsecured loan, usually for $100 to $1,500, which is designed to meet your financial needs until your next payday. Essentially, you are making out a check for the advanced loan amount, plus a fee, to be held until your next payday.
Pay day loans are also known as cash advances, short term loans, payday advances, cash loans, bad credit loans, deferred deposit, and a number of other things. No matter what you call them, payday loan can get you through your financial crisis.
What are the requirements for a payday loan?
The minimum requirements for a payday loan are:
- You must be at least 18 years of age
- Have a job (or other regular source of income)
- You must have an active open bank account
How do I get a payday loan?
Simply complete the online application and submit it from our site and our specialists will attempt to connect you to a lender online within seconds.
If you are matched with payday lender, you may be a required to electronically sign and agree to the terms of the loan. However, there is no obligation to accept the payday loan. If you are not satisfied with the terms of the pay day loan, simply do not sign it, and apply again to find a different lender.
How do I receive my cash?
The payday loan is wired directly into your bank account by your payday lender. Our company works with a network of lenders, some of which can have money in your bank account overnight.
What hours is your service available?
Our site accept applications 24 hours a day, every day of the year.
What are the loan fees for the payday loan?
We works with a network of lenders whose cash advance fees are among the lowest in pay day loan industry. The fees will vary depending on which lender you are matched with.
What if I do not have a driver’s license or state ID?
If you do not have a driver’s license or a state ID, please enter your passport number or social security number.
Do I need to fax any information?
No, the application process does not require faxed documents. However, your payday loan lender may ask you to fax over certain information, such as a paystub, if they are unable to verify information in your application.
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